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Explore the comprehensive list of benefits under the Maharashtra Labour Welfare Fund (MLWF) for 2025, including scholarships, medical aid, housing, pensions & more. Know eligibility, contribution, and how to claim.
🏛️ What is the Maharashtra Labour Welfare Fund?
The Maharashtra Labour Welfare Fund (MLWF), governed by the Maharashtra Labour Welfare Board, is a state-run initiative aimed at enhancing the quality of life of industrial and unorganised workers through welfare schemes.
All establishments with 5 or more employees must register with MLWF and contribute towards the fund – ensuring workers access to education, health, housing, family support, and pension schemes.
💼 Who Contributes & Who is Eligible?
| Contributor | Amount (Per Half-Year) |
|---|---|
| Employee | ₹25 |
| Employer | ₹75 |
| Total | ₹100 |
✅ All employees working in commercial, industrial, and private sector establishments in Maharashtra are eligible for MLWF benefits.
🩺 Key Benefits under Maharashtra Labour Welfare Fund
1. 🎓 Educational Assistance
- Scholarships (10th to Postgraduate): ₹2,000 – ₹5,000
- Meritorious Sports Students: ₹2,000 – ₹15,000
- Overseas Higher Education Aid: ₹50,000
- Textbook Reimbursement: Up to ₹2,500 (50% cost)
- MS-CIT Course Reimbursement
- Free Coaching & Career Guidance: MPSC/UPSC/Bank exams
- Children’s Midday Meals & Uniforms: Through Shishu Mandirs
2. 🏥 Medical Benefits
- Hospitalisation & Surgery Aid: ₹5,000 – ₹25,000
- Aid for Chronic Diseases (cancer, AIDS, TB, etc.)
- Free OPD, checkups & medicines at welfare health centers
- Accident Compensation: ₹10,000
- Death Benefit: ₹1,00,000 for accidental death
- Funeral Assistance: ₹10,000
3. 🏠 Housing & Family Welfare
- Marriage Assistance: ₹30,000 (self), ₹51,000 (daughter)
- Home Purchase Grant: ₹2 lakh (conditions apply)
- Loan Assistance under PMAY
- Girl Child Fixed Deposit Scheme: ₹1,00,000
4. 👨👩👧 Support to Women & Children
- Maternity Assistance: ₹15,000–₹20,000 for registered female workers
- Widow Support: ₹24,000 annually for 5 years
- Child Development Schemes: Midday meals, immunisation, pediatric care
5. 💪 Skill Development Programs
6. 🧘 Recreational & Cultural Initiatives
- Access to Libraries, Reading Rooms, Yoga Classes
- Picnic Tours, Drama & Folk Festival Sponsorships
- Career fairs and workshops
-
Labour Awards:
- Gunwant Kamgar – ₹15,000
- Kamgar Bhushan – ₹25,000
- Labour Mitra – ₹51,000
7. 🧓 Retirement & Pension Support
- Annual Pension (Proposed 2025): ₹12,000 per year for construction workers above 60 years
- Spouse Pension Continuation for widows
- Excludes those covered under EPF/ESI
📑 How to Apply for MLWF Schemes?
-
Register your establishment on:
👉 https://public.mlwb.in -
Submit employee contributions bi-annually:
-
Eligible workers can:
- Visit the nearest Labour Welfare Center
- Apply online or submit hard copies of required documents
- Track the status online
📌 Required Documents:
- Employee ID
- Aadhaar Card
- Bank Passbook
- Salary Slip
- Bonafide Certificate (for educational claims)
📅 Contribution Calendar (2025)
| Period | Last Date to Pay MLWF |
|---|---|
| Jan–June 2025 | 30th June 2025 |
| July–Dec 2025 | 31st December 2025 |
Late contributions may attract penalties or disqualification from welfare benefits.
📣 Recent Updates (2025)
-
Annual Pension Scheme for construction workers officially submitted to the Maharashtra govt for implementation.
-
Scheme Digitalisation underway for faster processing and real-time tracking.
-
MLWB is expanding vocational centers in rural Maharashtra.
❓ FAQs on MLWF
Q1. Is MLWF mandatory for all companies in Maharashtra?
✅ Yes, for establishments with 5+ employees.
Q2. Is the MLWF benefit applicable to contractual staff?
🟡 Only if they are on payroll and employer pays the contribution.
Q3. Are all benefits automatic?
❌ No, you need to apply for each scheme separately.
Q4. Can benefits be claimed retroactively?
🛑 Only within the defined claim window for that scheme.
🔗 Useful Links
📌 Final Words
The Maharashtra Labour Welfare Fund provides a safety net and upliftment opportunities for thousands of workers in the state. From healthcare to housing, education to pensions – it is crucial for every eligible worker to stay informed, claim their entitlements, and secure a better future.
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