Smt. Anju Gond vs Rajnath Nagesiya on 17 June, 2025

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Chattisgarh High Court

Smt. Anju Gond vs Rajnath Nagesiya on 17 June, 2025

Author: Parth Prateem Sahu

Bench: Parth Prateem Sahu

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                                                     2025:CGHC:25029
                                                                 NAFR

       HIGH COURT OF CHHATTISGARH AT BILASPUR

                       MAC No. 998 of 2020

   1. Smt. Anju Gond W/o Late Ganesh Ram Gond Aged About 33
      Years Occupation House Wife R/o Village Karesar P.S. And
      Tahsil Lundra, District Surguja Chhattisgarh. (Claiment)
                                                            ... Appellant
                               versus
   1. Rajnath Nagesiya S/o Jitan Ram Nagesiya Aged About 26
      Years R/o Village Kantiprakashpur Luchaki (House No. 80
      Basorpara), P.S. And Tahsil Ambikapur District Surguja
      Chhattisgarh.(Driver And Owner), District : Surguja (
   2. The Branch Manager The New India Insurance Company Ltd.
      Branch Office Ambika Petrol Pump Campus, Near Ambedkar
      Chowk     Banaras       Road       Ambikapur    District   Surguja
      Chhattisgarh. Pin No. 492001,
   3. Ramsai S/o Late Heduva Aged About 65 Years Occupation
      Agriculture, R/o Village Karesar P.S. And Tahsil Lundra
      District Surguja Chhattisgarh.
   4. Smt. Bhondi Devi W/o Ramsai Aged About 60 Years
      Occupation Agriculture, R/o Village Karesar P.S. And Tahsil
      Lundra District Surguja Chhattisgarh. (Insurer).
                                                      ... Respondent(s)

For Appellant : Mr. Aakancha Vishwakarma, Advocate on
behalf of Mr. A.N. Pandey, Advocate.

For Respondent No.2 : Mr. Deepak Gupta, Advocate.
For Respondent No.3 & 4: Mr. Sanjay Pathak, Advocate
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Hon’ble Shri Justice Parth Prateem Sahu
Order on Board
17/06/2025

1. Appellant-claimant has filed this appeal challenging the award

dated 7.2.2020 passed by learned Motor Accident Claims

Tribunal, Ambikapur District Surguja (for short ‘the Claims

Tribunal’) in Claim Case No.123/2019 by which learned

Claims Tribunal allowed application of appellant in part and

awarded total compensation of Rs.12,35,794/- to

claimant/appellant herein, in a death case.

2. Facts of the case, in brief, are that appellant filed an

application under Section 166 of the Motor Vehicles Act, 1988

(for short ‘the Act of 1988’) seeking compensation to the tune

of Rs.25,10,064/- under various heads, for untimely death of

deceased Ganesh Ram in a motor vehicular accident.

According to claimant, who is widow of deceased, on

1.1.2019 at about 7:00 p.m. Ganesh Ram along with his

friend was going towards village Raghunathpur from village

Karesar, at that time near a rice mill situated in village

Batwari, the motorcycle bearing CG15-DK-2655, which was

driven in a rash and negligent manner by its driver, dashed

their motorcycle and caused accident. In the said accident,

Ganesh Ram sustained grievous injuries. Ganesh Ram died

on 25.1.2019 while undergoing treatment.

3. Driver-cum-owner of offending motorcycle filed reply denying
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allegation of negligent driving and pleading that deceased

himself was responsible for the accident. Insurance Company

also filed a separate reply and took a stand that rider of

offending vehicle was not holding a valid and effective driving

licence at the time of the accident and, therefore, insurance

company is not liable to pay the compensation.

4. The Claims Tribunal upon analyzing the pleadings and

evidence brought on record by the parties, came to the

conclusion that accident occurred due to rash and negligent

driving of motorcycle by non-applicant No.1 which resulted in

death of deceased during course of treatment; disbelieved the

version of claimants that deceased was earning Rs.10,000/-

per month by running a grocery shop and doing agriculture

work, recording that claimant failed to prove the employment

and income of deceased by any documentary evidence in that

regard. It was also held that there was no violation of any of

the conditions of insurance policy. Consequently, the Claims

Tribunal allowed application in part, awarded compensation of

Rs.12,35,794/- and fastened liability upon the Insurance

Company to satisfy the award.

5. Learned counsel for the claimant/appellant submits that

income of the deceased has not been properly assessed by

the Claims Tribunal and compensation under the head of

future prospects has also not been granted to the appellant.
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He next contended that learned Claims Tribunal erred in not

awarding amount towards loss of consortium to all the dependent

family members of deceased. Therefore amount of compensation

awarded by learned Tribunal be suitably enhanced.

6. On the other hand, learned counsel appearing on behalf of

respondent No.3 supporting the award passed by the Claims

Tribunal has submitted that the compensation awarded by the

Claims Tribunal is just and proper.

7. I have heard learned counsel for the respective parties and

perused record of claim case including impugned award.

8. So far as income of the deceased is concerned, the Claims

Tribunal has assessed income of deceased at Rs.4,500/- per

month only, which is not just and proper. The accident

occurred on 1.1.2019 and deceased was resident of District

Surguja, which comes within the category of ‘C’ Grade,

therefore, considering the minimum wage rate prescribed by

the Competent Authority under the Minimum Wages Act, 1948

for an unskilled labour Zone ‘C’ category, for the relevant

period, monthly income of deceased is fixed as Rs.7800/-.

9. It is appearing from the award that the Claims Tribunal has

not awarded any amount towards future prospects. The

Claims Tribunal has taken age of deceased as 32 years on

the basis of postmortem report, therefore, as per decision of

Hon’ble Supreme Court in case of National Insurance
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Company Ltd. vs. Pranay Sethi, (2017) 16 SCC 680, the

claimant is entitled for future prospects @ 40%. It is ordered

accordingly.

10. Deduction one-third made towards personal expenses of the

deceased and multiplier of 16 applied by the Claims Tribunal

is as per law settled in this regard and need no interference.

As per decision of Hon’ble Supreme Court in case of Magma

General Insurance Company Ltd. vs. Nanu Ram alias Chuhru

Ram & others, (2018) 18 SCC 130, the parents are also

entitled to be awarded loss of consortium under the head ‘filial

Consortium’. In case at hand, the Claims Tribunal has

awarded only Rs.40,000/- to the widow of deceased towards

loss of spousal consortium and not awarded any amount

towards loss of filial consortium to non-applicant No.3 and 4,

who are parents of deceased. Accordingly, it is ordered that

the non-applicant No.3 and 4 would be entitled for a sum of

Rs.40,000/- each towards filial consortium.

11. In the accident, deceased sustained grievous injury on head

with contusion on right temporal region as also fracture of

right temporal bone. After the accident, the deceased took

treatment in different hospitals including Super Specialty

Hospital, Raipur. He died on 25.1.2019. Thus, the deceased

must have spent considerable amount in transportation and

attendant for going Raipur from Ambikapur for treatment.
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Considering this fact, I find it appropriate to award a sum of

Rs.15,000/- towards transportation and attendant. It is

ordered accordingly.

12. As against the total claim of Rs.6,00,00/-, the Claims Tribunal

has awarded Rs.3,59,394/- towards medical expenses.

Learned counsel for appellant failed to point as to which

medical bill was not considered and paid by the Claims

Tribunal. In absence of any specific submission with respect

to non-award of any particular bill, submission of learned

counsel for appellant that the entire medical claim has not

been considered and awarded by the Claims Tribunal is not

sustainable and it is hereby repelled.

13. For the foregoing, this Court proposes to recalculate amount

of compensation payable to the claimants/appellants.

14.Accordingly, income of deceased is taken as Rs.7800/- per

month and after adding 40% towards future prospects,

monthly income of deceased would come to Rs.10,920/- and

annual income would be Rs.1,31,400/-. Out of this amount,

one-third is to be deducted towards personal and living

expenses of deceased, as held above, and after deducting

one-third, annual loss of dependency would come to

Rs.87,360/-. Applying multiplier of 16, as applied by Claims

Tribunal, the loss of dependency would be Rs.13,97,760/-

(87360×16). Besides this, appellant-wife is entitled for a sum
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of Rs.40,000/- towards spousal consortium; respondents No.3

and 4 being parents of deceased are entitled for Rs.40,000/-

each for loss of filial consortium, as held by Hon’ble Supreme

Court in the matters of Nanu Ram @ Chuharu Ram (supra).

In addition to aforesaid amount, appellants are also entitled to

get a sum of Rs.15,000/- for funeral expenses and

Rs.15,000/- for loss of estate. Appellant is also entitled for

Rs.3,59,394/- as awarded by Claims Tribunal towards

medical expenses and Rs.15,000/- for transportation and

attendant, as awarded by this Court. Thus, total amount of

compensation comes to Rs.19,22,154/- This amount of

compensation shall carry interest @ 7.5% p.a. from the date

of application till actual payment is made. Rest of the

conditions mentioned in the impugned award shall remain

intact. Any amount disbursed to appellant pursuant to

impugned award will be adjusted from the amount of

compensation as awarded above.

15.In the result, both the appeals are allowed in part and the

impugned award stands modified to the extent indicated
SYED
ROSHAN above.

ZAMIR ALI
Digitally
signed by                                                         Sd/-
SYED ROSHAN
ZAMIR ALI                                                 (Parth Prateem Sahu)
                                                                  Judge
              roshan/-
 



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