, without any prior notice or
explanation, a Set Hold was placed on the amount
of Rs. 3,00,000/- by the SBI Munger Branch.
Subsequently, a total of Rs.3,14,000/-, including
part of his pension, was debited from his account.
5. It is further contended that the
petitioner made several representations and
replied to the legal notice, requesting copies of
the loan agreement, sanction letter,
acknowledgment by the borrower, any
communication made regarding the default and
including the NPA classification, but the Bank failed
to provide such documents. It is further contended
that the recovery is not only barred by limitation
but also violative of Principles of Natural Justice, as
Patna High Court CWJC No.1674 of 2018 dated.22-07-2025
neither notice was served nor demand was made
within the prescribed period.