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About the Course
Course Name: Online Certificate Course on Banking and Finance Laws
The Certificate Course on Banking and Finance Laws is comprehensive four-week online program designed to equip students and professionals with a practical understanding of the legal and regulatory framework that governs banking and financial transactions in India and abroad.
Through 8 intensive sessions, the course bridges theoretical concepts with real-world application, offering a holistic perspective on key topics including loan structuring, security creation, project finance, trade finance, external commercial borrowings (ECBs), non-convertible debentures (NCDs), securitisation, and real estate finance.
Eligibility
Law students (including LLM students), graduates, academicians and practitioners
Modules and Course Plan
Session 1: Orientation Session
Session 2: Foundations of Banking Law and Loan Structures
- Introduction to Banking Law
- Nature of Security & Guarantees
- Events of Default (EoD)
- Regulatory Landscape
- (RBI, SEBI, etc.)
- Applicable Laws (BR
- Act, RBI Act, TPA, PMLA, etc.)
Session 3: Anatomy of a Loan Agreement
- Components of a Financing Transaction
- Structure and Key Clauses of Loan Agreements
- Operational Mechanics
- Key Obligations of Borrowers & Lenders
- Transfer of Loans, Costs, Indemnities, Taxes
- Boilerplate Clauses (Notices, Confidentiality, Severability, etc.)
Session 4: Representations, Covenants, and Events Default
- Understanding Representations and Warranties
- Negotiation Strategies & Legal Considerations
- Covenants (Affirmative, Negative, Financial)
- Events of Default: Triggers, Consequences, and Negotiations
- Role of Amendment and Waiver Clauses
Session 5: Security Creation, Perfection, and Registration
- Legal Concepts of Mortgage, Hypothecation, Pledge
- Types of Mortgages under TPA, 1882
- Fixed vs Floating Charges, Pari Passu, Subservient Rights
- Negative Lien – Legal Validity
- Stamp Duty, Registration, and Perfection Requirements
- Consequences of Non-registration
Session 6: External Commercial Borrowings (ECB)
- Overview of ECB Framework under FEMA & RBI
- Recognized Lenders & Eligible Borrowers
- Pricing, Tenure, End-Use Restrictions
- Hedging Requirements & Key Filings
- Security Creation in Cross-border Loans
- (ECB + ODI/FDI)
- Prepayment, Restructuring, and Transaction Structures
- Governing Law and Jurisdiction Clauses in ECBs
Session 7: Non-Convertible Debentures (NCDs) and Project Finance
- What is a Debenture?
- Listed vs Unlisted NCDs
- Stamp Duty, Issue & Allotment
- Regulatory Compliance (SEBI,
- Companies Act)
- Project Finance: Overview and Structure
- Security Packages in Infrastructure
- Finance
- Documentation, Consents, and Approvals
Session 8: Trade Finance & Securitization
- Introduction to Trade Finance: Domestic & Cross-border
- Buyer’s Credit, Supplier’s Credit, Factoring
- Export/Import Advance and APSAs
- Securitisation: Purpose, Benefits, and Legal Framework
- Role of SARFAESI, SEBI & RBI Guidelines
- Key Players: Originator, SPV, Investors
- Asset Pooling, PTCs, and Regulatory Filing
Session 9: Real Estate Finance and Enforcement Frameworks
- Legal Structure of Real Estate Project Finance
- Residential, Commercial, Mixed-use Projects
- Warehouse & Logistics Finance
- Structured Funding in Real Estate
- RERA, End-Use Regulations, Permissions
- Debt Enforcement: SARFAESI, IBC, DRTs
- Insolvency of Borrowers: Resolution or Liquidation
- Final Q&A and Assessment
Session 10: Concluding Session
Course Mentor
Prof. (Dr.) Arun Gupta, Principal of School of Law at IIMT, Meerut
Supervisor: Jha Pranav Kumar, Former Jr. Research Consultant at NHRC
Duration
1 month (14 August to 14 Sept)
- Total No. of Classes: 10
- Frequency: Two classes per week
- Days: Thursday and Friday
- Time: 8:00 PM – 9:00 PM
Perks
- Lifetime access to recordings of all the sessions
- Recommendation Letter
- Internship Opportunities (Paid)
- Certificate of Completion: Receive a recognised certificate upon completing the course. Showcase your expertise to employers, clients, and colleagues.
Last Date of Registration
August 13
Course Fees
Rs 1000
LawBhoomi Discount: Rs 899 (10% off)
Enrolment Procedure
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