Chandrappa vs Nazeer Ahmed on 21 May, 2025

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Bangalore District Court

Chandrappa vs Nazeer Ahmed on 21 May, 2025

SCCH-23                           1               MVC. No.1679/2022


KABC020098752022




IN THE COURT OF XXI ADDL.SMALL CAUSE JUDGE AND
  MOTOR ACCIDENT CLAIMS TRIBUNAL, BANGALORE.
                    (SCCH-23)

          DATED THIS THE 21st DAY OF MAY - 2025

      PRESENT:            Sri. Shreyansh Doddamani
                                         B.Com. LL.B (Spl)
                          XXI ADDL. SCJ & ACJM
                          MEMBER - MACT, BENGALURU.

                     MVC. No.1679/2022

Petitioners      :   1.    Sri. Chandrappa,
                           S/o Late Ningegowda,
                           Aged about 44 years.
                     2.    Smt. Jayalakshmi,
                           W/o Chandrappa,
                           Aged about 36 years.
                     3.    Rathan. H.C,
                           S/o Chandrappa,
                           Aged about 16 years,
                           Since minor rep.by his father and
                           natural guardian Chandrappa.
                           All are R/at : Hosahalli,
                           VTC Amruthur,
                           Tumkur District-572111.

                           (By Advocate: Smt. Radhamma. M.G)
 SCCH-23                         2                 MVC. No.1679/2022



                                      v/s
Respondents      :   1)   Sri. Nazeer Ahmed,
                          S/o Abdul Saddiq,
                          No.1, NES Colony, Piriyapatna Town
                          and Taluk, Mysore-571107.
                          (RC owner of lorry bearing
                          Reg.No.KA-04-C-2544)
                          (Exparte)
                     2)   Mohammed Nadim Pasha,
                          No.599/5, Police Gangappa Road,
                          Nelamangala,
                          Bengaluru-562123.
                          (Policy holder of lorry bearing
                          Reg.No.KA-04-C-2544)

                          (By Sri. Syed Khader Nawaz, Adv)
                     3)   HDFC Ergo Gen.Ins.Co.Ltd.,
                          Regional Office,
                          No.25/1, 2nd Floor building No.2,
                          Shankar Narayana Building
                          M.G.Road, Bengaluru-560001.

                          (Policy No.2317203664074945856
                          valid from 07.01.2021 to 06.01.2022)
                          (By Advocate: Sri. Kiran Pujar)

                          JUDGMENT

This claim petition is filed u/s 166 of M.V Act, 1988

seeking compensation for the death caused in a RTA.

2. The case of the petitioners in the nutshell is that in

order to go to school on 24.11.2021 at about 9.20 a.m, the
SCCH-23 3 MVC. No.1679/2022

deceased was riding the Bicycle on the extreme left side on

Hoshalli – Holalagunda Road, when the deceased reached

near Kodihalli, Amruthuru Hobli, Kunigal Taluk, Tumkur

District by observing all the traffic rules at that time the

driver of lorry bearing Reg.No.KA-04-C-2544 came from

opposite direction with high speed in a rash and negligent

manner so as to endanger human life came to his extreme

right side and dashed to the deceased bicycle. Due to the

impact the deceased fell down and sustained grievous

injuries all over his body. Immediately after the accident he

was shifted to M.M Hospital, Kunigal wherein duty doctors

examined and declared dead on the way to the hospital.

Postmortem was conducted and corpse was handed over to

the family members, who conducted funeral and other

ceremonies and they have spent substantial amount towards

medical expenses, transportation of dead body and funeral

obsequies. It is alleged that at the time of accident the

deceased was student studying in 7th standard and due to

untimely death of the deceased the petitioners life has

become dark. The respondent No.1 & 2 being the owner and
SCCH-23 4 MVC. No.1679/2022

policy holder and respondent No.3 is the insurer of the

offending lorry. The accident was occurred due to rash and

negligent driving of the offending lorry and as such, the

respondent No.1 to 3 are jointly and severally liable to pay

compensation to the petitioners. Contending the above facts,

they pray to grant for compensation with interest and cost.

3. Notice was duly served to respondent No.1, the

respondent No.1 did not appear before this Tribunal. Hence

she placed exparte.

4. After service of notice, respondent No.2 appeared

through his counsel by filing written statement rather

objections to the main petition contending that the petition

itself is not maintainable either law or on facts. The

respondent No.2 admitted that he is the RC owner of the

lorry bearing Reg.No.KA-04-C-2544 and same was insured

with the respondent No.3. The vehicle is having policy

No.2317203664074945856 and same is valid from

07.01.2021 to 06.01.2022 and same was in force as on the

date of accident. The respondent No.2 contended that in the
SCCH-23 5 MVC. No.1679/2022

month of September 2021, this respondent sold his Goods

vehicle bearing Reg.No.KA-04-C-2544 in favour of respondent

No.1 viz Nazeer Ahmed, the said respondent No.1 got

transferred the vehicle in the month of October-2021 to his

name, but he failed to transfer the insurance policy of the

said vehicle to his name. The ownership of this respondent

over the said lorry was seized immediately after transfer of

the ownership after the registration of the vehicle to the name

of the respondent No.1. That upon the registration of the

vehicle by the RTO in favour of purchaser (transfer) i.e.,

respondent No.1there would be deemed transfer of the

comprehensive insurance policy in favour of the purchaser

under the Amended Section 157 of M.V. Act, without any

bifurcation of third party risk and own damage. If at all the

petitioners are entitled for any compensation, the same has

to be paid by respondent No.1 and 3, as the said vehicle

transferred in the name of respondent No.1. Further denied

all the allegation made in the petition. Hence prayed to

dismiss the petition.

SCCH-23 6 MVC. No.1679/2022

5. The respondent No.3 appeared through his counsel

and filed written statement by contending that the petition is

not maintainable either law or on facts. The respondent No.3

denied the issuance of insurance policy in respect of Lorry

bearing Reg.No.KA-04-C-2544. However the liability if any is

pleaded to be subject to the terms & conditions of the policy.

Non-compliance of section’s 134(c), 158(6) of MV Act is

pleaded. This respondent specifically and empathically

denied the occurrence, mode and manner of accident and

also involvement of the vehicle in the accident. Negligence on

the part of the driver of the lorry is denied by this

respondent. Per contra it is alleged that the accident was

occurred due to negligence on the part of the deceased as he

was proceeding on the road without observing the traffic

rules and regulations. Without prejudice to the said

contention it is averred that the driver of the lorry did not

possess valid & effective DL as on the date of accident.

Despite knowing the said fact the owner thereof had handed

over its possession to such a driver. On account of willful

breach of the terms & conditions of the policy by the insured,
SCCH-23 7 MVC. No.1679/2022

the insurance company is not liable to indemnify him.

Further denied all the allegation made in the petition. Hence

prayed to dismiss the petition.

6. On the basis of the above pleadings the following

issues were framed :

ISSUES

1) Whether the petitioners proves that on 24.11.2021
at about 9.20 a.m., the deceased by name Monish.

H.C was riding the bicycle, on the extreme left side
of the Hosahalli – Holalagunda road and when he
reached near Kodihalli, Hosahalli – Holalagunda
Road, Amruthuru Hobli, Kunigal Taluk, Tumkur
District, at that time, the driver of the Lorry
bearing reg.No.KA-04-C-2544 drove the same in a
rash and negligent manner with high speed and
dashed against the deceased bicycle. Due to which
the deceased fell down from the bicycle and
sustained grievous injury and succumbed to the
said injuries ?

2) Whether the petitioners proves that they are the
legal heirs and dependents of the deceased ?

3) Whether the petitioners are entitled for
compensation as prayed? If so, at what rate and
from whom ?

4) What order or award ?

7. Petitioner No.1 examined himself as PW.1. Ex’s.P1 to

12 were marked on behalf of the petitioners. In order to prove

the defence, the respondent No.2 who is the policy holder of
SCCH-23 8 MVC. No.1679/2022

the offending lorry and got examined himself as RW.1.

During the course of cross-examination of RW.1, Ex.R.1 got

marked. Further the respondent No.3 / insurance company

examined its Senior Leal Manager as RW.3 and through him

Ex.R.2 & 3 were got marked.

8. Heard erudite counsel for the petitioners and

respondents counsel on merits. Perused the entire materials

placed on record.

9. This tribunal answers to the above issues are as

follows :-

Issue No.1 : In the Affirmative

Issue No.2 : In the Affirmative

Issue No.3 : Partly in the Affirmative

Issue No.4 : As per final order for the
following :

REASONS

10. ISSUE NO.1 : The petitioners have knocked the

doors of justice with a relief to grant a compensation of an

amount to the tune of Rs.15 lakhs together. The evidence on

record reveals that based on the complaint the jurisdictional
SCCH-23 9 MVC. No.1679/2022

police conducted thorough investigation and filed charge

sheet against the driver of lorry bearing Reg.No.KA-04-C-

2544 for the offences punishable u/s 279, 304(A) of IPC.

11. In order to prove the facum of negligence the

petitioners have mainly relied on Ex.P.1 to 8 being the police

documents. Negligence has to be proved as a matter of fact.

Added more with regard to the cause of death, Postmortem

was conducted as per Ex.P.6 wherein it reflects that the

cause of death mentioned as : Death could have been caused

due to shock, due to skull fracture (head injury). The only

dispute in controversy is with regard to the negligence. It is

relevant to note that Ex.P.8 charge sheet is filed as against

the driver of offending lorry. It is vociferously urged by the

respondent No.3 counsel that, there is a negligence on the

part of the deceased himself was riding the bicycle without

observing vehicular movements.

12. Further more on perusal of Ex.P.3 and 4 being the

Spot Mahazar and Sketch prepared at the time of drawing

spot mahazar. Further the spot mahzar and sketch it reflects
SCCH-23 10 MVC. No.1679/2022

that the accident happened Near Kodihalli, Hosahalli –

Holalagunda road, Amruthuru Hobli, Kunigal Taluk, Tumkur

District. On close perusal of the same it reflects that the

bicycle in which the deceased was riding was hit by the lorry

on opposite direction. Further the contents of the Ex.P.3 & 4

shows that the said road is a narrow way road and infront of

the accident spot there is a Holalagunda Kodihalli Bridge and

it is further shows that the accident occured on the lane of

deceased who was proceeding on its lane. The driver of the

offending lorry came from opposite direction and dashed the

deceased’s bicycle from right side. This categorically reflects

that the offending lorry had hit the bicycle of the deceased’s

from opposite side shows that there is a negligence on the

part of the driver of the lorry. If the driver of the offending

lorry was coming in a normal speed then he would certainly

avoided the accident. The spot mahazar and sketch and in

the light of charge sheet it is crystal clear that the offending

lorry had hit the bicycle of the deceased from its opposite

side. Above all even the charge sheet was also filed as against
SCCH-23 11 MVC. No.1679/2022

the driver of the car for the offences punishable u/s 279 and

304A of IPC.

13. It is necessary to reassert that in a claim for

compensation filed under Section 166 of Motor Vehicles Act,

1988, the claimant is expected to prove the incident on basis

of principle of preponderance of probabilities and the view

taken by this Court is fortified by the decision rendered by

the Hon’ble Supreme Court in Kusum and others V/s Satbir

and others which is reported in 2011 SAR (CIVIL) 319.

Further the Hon’ble Supreme Court in case of Bimla Devi

and others v. Himachal Road Transport Corporation and

others reported in (2009) 13 SCC 530 has observed that, it

is necessary to be borne in mind that strict proof of an accident

caused by a particular bus in a particular manner may not be

possible to be done by the claimants. The claimants are merely

required to establish their case on the touchstone of

preponderance of probability. The standard of proof beyond

reasonable doubt could not have been applied. Further the

Hon’ble High Court of Karnataka in National Insurance Co.
SCCH-23 12 MVC. No.1679/2022

Ltd. Vs. Krishnappa and another reported in 2001 ACJ

1105, where the Hon’ble High Court of Karnataka

considering the fact that the rider of the offending vehicle

was not examined to prove any contributory negligence

on the part of scooterist held that the accident had

occurred due to rash or negligent driving by the rider of

the offending van. Even in the instant case the driver of the

lorry is not examined to show that there was no negligence

on his part and even otherwise the IO, as already observed,

has clearly opined that the accident occurred only due to the

fault of the driver of the lorry and he was charge sheeted.

Another important aspects to be noted here is, respondent

No.3 did not made any endevour to examine the driver of the

offending lorry. Mere taking of defence is not sufficient to

dislodge the testimony of other side, which has no sanctity in

the eyes of Law. Under such circumstances the evidence of

PW.1 which is supported by police documents has to be

accepted. Consequently I hold that the accident is proved to

have been caused due to the actionable negligence of the
SCCH-23 13 MVC. No.1679/2022

driver of lorry bearing Reg.No.KA-04-C-2544. With this

observation issue No.1 is answered as ‘In the Affirmative.

14. ISSUE NO.2 : The petitioners claim that, Petitioner.

No.1 & 2 are the parents and petitioner No.3 is the elder

brother of the deceased. To prove the same, petitioner No.1

filed affidavit in lieu of his chief-examination and deposed

about the above relationship. The Aadhaar cards marked at

Ex’s.P9 to 12 and contents of the police papers do fortify the

said fact. It is pertinent to note that this relationship of the

petitioners with the deceased has not been disputed by the

respondent. Since the evidence led by the petitioners is

satisfactory and also taking into consideration the fact that

there are no rival claimants, this Tribunal hold that the

petitioners are the legal representatives of the deceased.

Therefore, petitioners are the legal heir and dependents of

deceased. Hence, this Tribunal answers to issue No.1 In the

Affirmative.

15. ISSUE NO.3: In the petition, the petitioners have

stated that the deceased was aged 13 years and he was an
SCCH-23 14 MVC. No.1679/2022

bright student. Further deposed that, his son was studying

in 7th standard. The petitioners have not produced the marks

card to show his academic career. Since the deceased was

non earning person at the time of accident.

16. In the present case the 13 years boy died in the

accident who is non earning member. Therefore, this

Tribunal would like to refer the decision of Kishan Gopal v.

Lala, (2014) 1 SCC 244 : (2014) 1 SCC (Civ) 184 : (2014) 1

SCC , in this case the Hon’ble Supreme court has held that,

We have also considered the fact that
the rupee value has come down
drastically from the year 1994, when
the notional income of the non- earning
member prior to the date of accident
was fixed at Rs.15,000/-. Further, the
deceased boy, had he been alive would
have certainly contributed substantially
to the family of the appellants by
working hard. In view of the aforesaid
reasons, it would be just and reasonable
for us to take his notional income at
Rs.30,000/-.

SCCH-23 15 MVC. No.1679/2022

17. The Hon’ble Apex court has laid down the principle

in the death of Minor boy in the accident and Hon’ble Apex

Court considered the income of the non-earning member i.e.,

Minor about of Rs.30,000/-p.a.

18. Further in view of decision of the Hon’ble Apex

Court in Meena Devi V/s Nanu Chand Mahto Alias

Nemchand mahto and others in (2023) 1 Supreme Court

Cases 204 : (2023) 1 Supreme Court Cases (Cri) 362 :

2022 SCC OnLine SC 1393. wherein it was held that In

view of the foregoing decisions, it is apparent that in the

cases of child death, the notional income of Rs.15,000/-

as specified in the IInd Schedule of the MV Act has been

enhanced on account of devaluation of money and value

of rupee coming down from the date on which the IInd

Schedule of the MV Act was introduced and the said

notional income was treated as Rs.30,000/- in Kishan

Gopal and Rs.25,000/- in Kurvan Ansari in age group of

10 and 7 years respectively.

SCCH-23 16 MVC. No.1679/2022

19. It is urged that, the deceased was aged 13 years at

the time of the accident. The petitioners have produced the

Aadhaar card of deceased as per Ex.P.12. It discloses the date

of birth of the deceased as 27.06.2009. Thereby as on the

date of accident deceased was aged about (12 years 4 months

28 days) 12 years and proper multiplier applicable to the

case on hand as per the principles laid down by the Hon’ble

Apex Court in Kishan Gopal v. Lala, (2014) 1 SCC 244 :

(2014) 1 SCC (Civ) 184 : (2014) 1 SCC is ’15’.

20. The Annual income of the deceased is taken as

Rs.30,000/-p.a. and the multiplier ’15’ is applied, then the

loss of dependency comes to Rs.4,50,000/- (Rs.30,000 X 15).

Considering the above facts, this Tribunal deem it just and

reasonable to grant for compensation of Rs.4,50,000/- under

the head of loss of dependency.

21. Further, as law laid down by the Hon’ble Appex

court in National Insurance company Vs Pranay Sethi and

others, the compensation towards loss to the estate, funeral

expenses and consortium to be awarded. Hence, this
SCCH-23 17 MVC. No.1679/2022

Tribunal award Rs.18,150/- towards loss t o estate

and Rs.18,150/- towards funeral expenses as enhanced

at the rate of 10% on every 3 years.

22. LOSS OF CONSORTIUM: In this case, petitioners

No.1 and 2 are the father and mother of the deceased and as

per the decision reported in (2018) 12 SCC 130 between

Magma General Insurance Company Limited V/s Nanu Ram

alias Chuhru Ram and others, the petitioners are entitled for

filial consortium, as the filial consortium is the right of the

parents to compensation in the case of an accidental death of a

child. An accident leading to the death of a child causes great

shock and agony to the parents and family of the deceased.

The greatest agony for a parent is to lose of their child during

their lifetime. Children are valued for their love, affection,

companionship and their oral in the family unit. In case where

a parent has lost their minor child, or unmarried son or

daughter, the parents are entitled to be awarded loss of

consortium under the head of Filial Consortium. Filial

consortium is the right of the parents to compensation in the
SCCH-23 18 MVC. No.1679/2022

case of an accidental death of a child. An accident leading to

the death of a child causes great shock and agony to the

parents and family of the deceased. Children are valued for

their love and affection, and their role in the family unit. The

Hon’ble Apex Court in the decision reported in (2020)9 SCC

644 in the case of the New India Assurance Company Ltd

V/s Smt.Somwati & others, has held that the claims Tribunal

shall award Parental and Filial Consortium in a sum of

Rs.40,000/-. Therefore, petitioners No.1 and 2 are entitled for

Rs.40,000/- each under the head of Filial consortium.

23. The calculation table stands as follows:

Compensation heads Compensation amount

1. Towards loss of dependency Rs.4,50,000/-

2. Towards loss to estate Rs. 18,150/-

3. Towards funeral expanses Rs. 18,150/-

4. Towards filial consortium to Rs. 80,000/-
petitioner No.1 and 2

Total Rs.5,66,300/-

24. REGARDING INTEREST & LIABILITY: Having

regard to the nature of the claim and current bank rate of
SCCH-23 19 MVC. No.1679/2022

interest, this Tribunal is of the view that if interest at the rate

of 6% per annum is awarded it would meet the ends of

justice.

25. The whole anchorage of the defence of the

respondent No.2 found place para No.2 of the written

statement wherein the respondent No.3 had taken up a

specific plea that it has not issued the policy

No.2317203664074945856 valid from 07.01.2021 to

06.01.2022 in respect of Lorry / goods vehicle bearing

Reg.No.KA-04-C-2544.

26. In order to prove his defence the respondent No.2

being the policy holder has examined himself as RW.1. In his

chief affidavit he stated that he sold the Goods vehicle / lorry

bearing Reg.No.KA-04-C-2544 to respondent No.1 Nazeer

Ahmed, who is the owner of the lorry and same was insured

with the respondent No.3. He stated that in the month of

September-2021 he sold the lorry in favour respondent

No.1 / Nazeer Ahmed, the said respondent has got

transferred the said goods vehicle / lorry in the month of
SCCH-23 20 MVC. No.1679/2022

October-2021 to his name and now the RC owner of the said

vehicle is standing in the name of respondent No.1, but he

failed to transfer the insurance policy of the said vehicle to

his name. During the course of his cross examination he

stated that the registration number of vehicle No.KA-04-C-

2544 is admittedly lorry. He admitted that he did not have

any documents to sold the vehicle. He admitted that at the

time of sold, the vehicle is having valid insurance coverage.

He stated that he sold the vehicle before 3-4 years back. He

stated that as on January-2021 he was the owner of the said

vehicle. He stated that :

“KA-04-C-2544 ಈ ನಂಬರಿನಲ್ಲಿ ಸದರಿ ವಾಹನ TVS Excel 50
ಅಂತ ಹೇಳಿ two wheeler liability only ಅಂತ ಪಾಲಿಸಿಯನ್ನು
ದಿನಾಂಕ 07.01.2021 ರಿಂದ 06.01.2022 ಮಧ್ಯ ರಾತ್ರಿಯವರಗೆೆ
ಪಾಲಿಸಿ ಪಡೆದುಕೊಂಡಿದ್ದೇನೆ ಎಂದರೆ ಅದನ್ನು ನಾನು ಪಡೆದುಕೊಂಡಿಲ್ಲ. ದಿನಾಂಕ
07.01.2021 ರಂದು ಸದರಿ KA-04-C-2544 ಲಾರಿಗೆ ನಾನೇ
ಮಾಲೀಕನಾಗಿದ್ದೆ. ಲಾರಿಯನ್ನು ದ್ವಿಚಕ್ರವಾಹನ ಅಂತ ಹೇಳಿ ವಿಮೆ ಗೆ ಹಣ ನಾನೇ
ಪಾವತಿ ಮಾಡಿದ್ದೇನೆ.

HDFC Ergo GIC Company ಯವರು ಲಾರಿಗೆ ಯಾವುದೇ
ರೀತಿ ಪಾಲಿಸಿ ಕೊಟ್ಟಿಲ್ಲ ಮತ್ತು ಪ್ರಿಮೀಯಂ ಪಡೆದುಕೊಂಡಿಲ್ಲ ಎಂದರೆ ಸರಿ.
ಲಾರಿಗೆ ಯಾವುದೇ ಪಾಲಿಸಿ ತೆಗೆದುಕೊಳ್ಳದೆ ಮೋಸದಿಂದ ಸದರಿ ಲಾರಿ ನಂಬರ್
ಅಲ್ಲಿ two wheeler ಅಂತ ಹಣ ಪಾವತಿಸಿ ಪಾಲಿಸಿ ಪಡೆದುದ್ದರಿಂದ ನಾನೇ
ಪರಿಹಾರ ನೀಡಲು ಹೊಣೆಗಾರನಾಗುತ್ತೇನೆ ಎಂದರೆ ಸರಿಯಲ್ಲ. ಈಗ ನಾನು
ನೋಡುತ್ತಿರುವ ದಾಖಲೆ ನಾನು ದಿನಾಂಕ 07.01.2022 ರಂದು
ಪಡೆದುಕೊಂಡ ದಾಖಲೆ ಎಂದರೆ ಸರಿ. ಸಾಕ್ಷಿ ಮುಂದುವರಿದು ಬ್ರೋಕರ್‍
SCCH-23 21 MVC. No.1679/2022

ಕಡೆಯಿಂದ ಪಡೆದುಕೊಂಡಿದ್ದು ಅಂತ ನುಡಿಯುತ್ತಾ ರೆ. ಸಾಕ್ಷಿ ಒಪ್ಪಿಕೊಂಡಿದ್ದರಿಂದ
ಅದನ್ನು ನಿ.ಆರ್.1 ಅಂತ ಗುರುತಿಸಲಾಯಿತು.”

On perusal of evidence of RW.1 it is crystal clear that the

respondent No.3 has issued a policy in

No.2317203664074945856 in respect of TVS XL-50 not to

lorry. Further RW.1 admitted that the said policy is received

from broker.

27. In order to prove their defence the respondent No.3

examined its official as RW.2. In his chief affidavit evidence

he stated that this respondent is not the insurer of the

offending lorry as on the date of accident and on verification

of documents, the policy No.2317203664074945856 was

issued by this respondent in respect of Two wheeler only

policy for TVS XL in favour of Nazeer Ahmed. The respondent

No.1 has obtained the policy by suppressing the make and

model and paid the premium for two wheeler. The respondent

No.1 has suppressed the material fact in order to gain to get

unlawful gain have obtained the policy. Hence there exists no

contract between the owner of the lorry and this respondent

as on the date of accident. In this regard the RW.2 has
SCCH-23 22 MVC. No.1679/2022

produced 2 documents which are marked as Ex.R.2 and 3

being the True copy of insurance policy and Letter to SHO

Amruthapura Police.

28. On perusal of Ex.R.1 it is crystal clearly mentioned

that the insurance policy bearing No.2317203664074945856

is issued in respect of TVS XL-50 and vide which they have

collected Rs.510/- towards premium. Further in the present

case the accident is occurred due to the negligence of driver

of Lorry and the police have filed charge sheet against him.

Hence it is crystal clear that as on the date of accident the

respondent No.1 has not taken any insurance policy in

respect of the offending lorry. Only vehicle bearing

Reg.No.KA-04-C-2544 was displayed in the policy, this Court

cannot come to conclusion that the lorry is having valid

policy as on the date of accident.

29. From the evidence affidavit of RW.1 it is amply clear

that the policy bearing No.2317203664074945856 is not

covers to the Lorry and it covers only to TVS XL-50. Hence

the respondent No.3 has not issued any policy of insurance
SCCH-23 23 MVC. No.1679/2022

in respect of Lorry bearing Reg.No.KA-04-C-2544 covering

the period of validity as mentioned by the petitioners in the

claim petition. Thus the respondent No.1 and 2 being the

owner and policy holder of offending vehicle are liable to pay

the aforesaid award amount to the petitioners together with

interest @ 6% p.a. from the date of claim petition till

realization of the entire amount. Hence issue No.3 is

answered as ‘Partly in the Affirmative’.

30. ISSUE NO.4 : In view of the discussion made supra,

this Tribunal proceeds to pass the following :

ORDER
The petition filed under Section 166 of M.V.
Act 1988, is hereby partly allowed with costs in
the following terms :

The petitioners are entitled for compensation
of Rs.5,66,300/- with interest at the rate of 6%
p.a. from the date of claim petition till realization
of the entire award amount.

The respondent No.1 and 2 being the
owner and policy holder of Lorry bearing
Reg.No.KA-04-C-2544 are jointly and severally
liable to pay and directed to deposit the
SCCH-23 24 MVC. No.1679/2022

compensation amount within a period of Two
month from the date of award.

On deposit of the award amount together
with interest, the claimants are entitled for the
compensation amount by way of apportionment as
follows :

                   Petitioner No.1      - 60%
                   Petitioner No.2      - 30%
                   Petitioner No.3      - 10%


Out of the share amount of Petitioner No.1
& 2 a sum equal to 25% shall be deposited in
their names in any Nationalized or Scheduled
Bank of their choice for a period of 3 years and the
remaining 75% shall be released to them through
E-payment on proper identification and
verification. However the said petitioner No.1 & 2
are at liberty to withdraw the periodical interest
accrued on their deposit amount from time to
time.

The share amount apportioned in the name
of minor petitioner No.3 is ordered to be
deposited in his name vide Fixed Deposit till he
attains the age of majority, at any
Nationalized/Scheduled Bank as per the choice of
SCCH-23 25 MVC. No.1679/2022

the next friend/Natural guardian of the said minor
petitioner.

The petition is dismissed against
respondent No.3/HDFC Ergo Gen. Insurance
Company Limited.

Advocate fee is fixed at Rs.1,000/-.
Draw an award accordingly.

(Dictated to the Stenographer directly on computer &
printout taken by him, then corrected and pronounced by me
in the open court on this the 21st day of May – 2025).

(Shreyansh Doddamani)
XXI Addl. Small Causes Judge
& ACJM, Bengaluru.

ANNEXURES

List of witnesses examined for the petitioner/s:

PW.1 : Sri. Chandrappa
List of documents got marked for the petitioner/s:

Ex.P.1      FIR
Ex.P.2      Complaint
Ex.P.3      Spot Mahazar
Ex.P.4      Sketch
Ex.P.5      IMV Report
Ex.P.6      PM Report
Ex.P.7      Inquest Report
Ex.P.8      Charge Sheet
Ex.P.9 to Aadhar cards
Ex.P.12
 SCCH-23                     26              MVC. No.1679/2022


List of witnesses examined for the respondent/s:

RW.1       : Sri. Mohammed Nadeem Pasha
RW.2       : Sri. Suresh. S

List of documents got marked for the respondent/s :

Ex.R.1    Copy of insurance policy marked at the time of
          cross examination of RW.1
Ex.R.2    True copy of insurance policy
Ex.R.3    Letter to SHO Amruthpura PS along with postal
          receipt.




                            (Shreyansh Doddamani)
                          XXI Addl. Small Causes Judge
                               & ACMM, Bengaluru.
 

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