The Oriental Insurance Co. Ltd vs Nimba Ram And Ors. (2025:Rj-Jd:13429) on 10 March, 2025

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Rajasthan High Court – Jodhpur

The Oriental Insurance Co. Ltd vs Nimba Ram And Ors. (2025:Rj-Jd:13429) on 10 March, 2025

Author: Nupur Bhati

Bench: Nupur Bhati

[2025:RJ-JD:13429]

       HIGH COURT OF JUDICATURE FOR RAJASTHAN AT
                        JODHPUR
                 S.B. Civil Misc. Appeal No. 1857/2014

The Oriental Insurance Co. Ltd., through its Deputy Manager
Incharge, 637/B, Bhansali Towers, Residency Road, Jodhpur.
                                                          ----Appellant(Insurer)
                                    Versus
     1. Nimba Ram son of Shri Poona Ram
     2. Skmt. Tipudi, wife of shri Nimba Ram
       Both residents of village Kharnal, Tehsil and District
       Nagaur.
                                                                     .....Claimants
     3. Salim, son of Usman Khan, resident of village Deh, Tehsil
       Jayal, District Nagaur
                                                                       .... Driver
     4. Narayan Ram, son of Shri Joga Ram, resident of village
       kudi, Tehsil Bhopalgarh, District Jodhpur.
                                                                 ....Owner-Manager
                                                                   ----Respondent


For Appellant(s)          :     Mr. Mukul Singhvi
For Respondent(s)         :     Mr. Vikram Choudhary for
                                Mr. IR Choudhary



               HON'BLE DR. JUSTICE NUPUR BHATI

Order

10/03/2025

1. The instant Civil Misc. Appeal under Section 173 of the Motor

Vehicles Act, 1988 (hereinafter as ‘the Act’) has been preferred by

the appellant-insurance company challenging the judgment and

order dated 24.09.2014 (hereinafter as ‘impugned award’) passed

by the Motor Accident Claims Tribunal, Nagaur (hereinafter as

‘tribunal’) in MAC No. 111/2011 whereby the learned tribunal has

partly allowed the claim petition filed by the claimants and

awarded compensation to the tune of Rs.7,23,000/- along with

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interest @7.5% while holding the appellant-insurance company

along with respondent Nos.3 and 4 jointly and severally liable to

pay the awarded compensation.

2. Briefly stated the facts of the case are that on 04.09.2011

Rajuram was going from his home to Gaushala (from the direction

of Nagaur to Jodhpur) on his bike, when the vehicle bearing

registration no. RJ 19 TA 2110 (hereinafter as ‘the offending

vehicle’), being driven in a negligent manner by the respondent

no.3-driver, came from the side of Nagaur and dashed into the

bike of Rajuram from behind. As a result of the accident Rajuram

sustained injuries and ultimately succumbed to injuries during the

course of treatment in the hospital. Subsequently, a claim petition

was filed by the claimants (the respondent No.1 and 2 herein)

before the learned tribunal seeking compensation on account of

death of Rajuram (hereinafter as ‘the deceased’). The respondent

Nos.3 and 4 filed a joint reply to the claim petition denying the

averments made therein. On the other hand, the appellant-

insurance company also filed its reply to the claim petition and

denied the averments made therein while also denying the liability

on the ground breach of policy as the respondent no.3-driver did

not have valid and effective driving license at the time of the

accident.

2.1. On basis of the pleadings of the parties the learned trial

court framed four issues.

2.2. The claimants (the respondent Nos.1 and 2 herein) examined

two witnesses and produced some documentary evidence (Ex.1 to

Ex.16).

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2.3. The appellant-insurance company examined two witnesses

(NAW1 and NAW2) and produced some documentary evidence

(Ex.A1 to Ex.A4).

2.4. After hearing both the parties, the learned tribunal vide the

impugned award partly allowed the claim petition and awarded

compensation to the tune of Rs.7,23,000/- along with interest

@7.5% while holding the appellant-insurance company along with

respondent Nos.3 and 4 jointly and severally liable to pay the

awarded compensation. Aggrieved by the same instant misc.

appeal has been preferred by the appellant-insurance company.

3. Learned counsel for the appellant-insurance company has

restricted his submissions to challenge the finding of the learned

tribunal whereby the liability has been fastened upon the

appellant-insurance company jointly and severally along with the

respondent Nos.3 and 4. He submits that the accident occurred

when the respondent no.3-driver was driving the offending vehicle

i.e., Light Transport Vehicle, however, the respondent no.3-driver

did not have valid and effective driving license to drive ‘passenger

carrying vehicle’ or ‘transport vehicle’ at the time of the accident,

and the same was in violation of the policy conditions hence, the

learned tribunal has erred in fastening the liability on the

appellant-insurance company.

4. Per contra, learned counsel for the respondent Nos.3 and 4

submits that the respondent no.3-driver was having valid and

effective driving license to drive ‘Light Motor Vehicle’ therefore, he

was not required to have driving license to drive ‘transport

vehicle’.

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5. Heard the counsel for the parties and perused the material

available on record.

6. This court finds that the respondent no.3-driver had the

driving license to drive ‘Light Motor Vehicle’, which is an admitted

fact. And in the present case the offending vehicle was a ‘light

transport vehicle’ of a gross vehicle weight under 7500 Kg. Thus,

the respondent no.3-driver was not required to have a separate

authorization for ‘Transport Vehicle’ class as the Hon’ble Supreme

Court in Bajaj Alliance General Insurance Co. Ltd. v. Rambha

Devi, 2024 SCC OnLine SC 3183 has held that a driver holding

a driving license for ‘Light Motor Vehicle’ class does not require

additional authorization specifically to operate the ‘Transport

Vehicle’ with gross vehicle weight under 7500 Kg. The relevant

paragraphs of the aforesaid judgment are reproduced as under:

“131. Our conclusions following the above discussion are as
under:–

(I) A driver holding a license for Light Motor Vehicle (LMV)
class, under Section 10(2)(d) for vehicles with a gross vehicle
weight under 7,500 kg, is permitted to operate a ‘Transport
Vehicle’ without needing additional authorization under
Section 10(2)(e) of the MV Act specifically for the ‘Transport
Vehicle’ class. For licensing purposes, LMVs and Transport
Vehicles are not entirely separate classes. An overlap exists
between the two. The special eligibility requirements will
however continue to apply for, inter alia, e-carts, e-rickshaws,
and vehicles carrying hazardous goods.

(II) The second part of Section 3(1), which emphasizes the
necessity of a specific requirement to drive a ‘Transport
Vehicle,’ does not supersede the definition of LMV provided in
Section 2(21) of the MV Act.

(III) The additional eligibility criteria specified in the MV Act
and MV Rules generally for driving ‘transport vehicles’ would
apply only to those intending to operate vehicles with gross
vehicle weight exceeding 7,500 kg i.e. ‘medium goods

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vehicle’, ‘medium passenger vehicle’, ‘heavy goods vehicle’
and ‘heavy passenger vehicle’.

(IV) The decision in Mukund Dewangan (2017) is upheld but
for reasons as explained by us in this judgment. In the
absence of any obtrusive omission, the decision is not per
incuriam, even if certain provisions of the MV Act and MV
Rules were not considered in the said judgment.”

7. Thus, the contention raised by the learned counsel for the

appellant-insurance company that the respondent no.3-driver did

not have the valid and effective driving license at the time of the

accident does not have any force.

8. In view of the above, the instant misc. appeal deserves to be

dismissed and is accordingly dismissed.

9. Pending application (s), if any, shall also stand disposed of.

(DR. NUPUR BHATI),J
110-/Ajay/-

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